From first-time buyers to seasoned investors — Rachel offers the full spectrum of mortgage programs, tailored to your goals.
Low down payment programs and down payment assistance to get you into your first home.
Lower your rate, shorten your term, or tap into equity with a smart refinance.
Financing for rentals, flips, and long-term wealth-building real estate.
Competitive rates for buyers with strong credit and steady income.
As little as 3.5% down with flexible credit guidelines.
Zero-down loans for veterans, active-duty military, and eligible spouses.
Zero-down financing for eligible rural and suburban homes.
Loans up to $2M with 680+ credit for high-value properties.
Bank statement, DSCR, ITIN, and asset-based loans for non-traditional borrowers.
Access your home equity in retirement without a required monthly payment.
Flexible home equity line of credit for renovations, debt payoff, or life goals.
We handle underwriting in-house at American Bancshares Mortgage (ABSM). Get closed in 14–21 days.
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